LEVEL UP YOUR WALLET
Turn credit card bonuses into a high score.
PerkZap tracks every signup bonus, spend requirement, and deadline across your cards, then turns the grind into a game you actually want to play.
Chase Sapphire Preferred
LVL 3
$900 bonus
$3,200 / $4,000 spend 80%
14 days left to hit the deadline
$4.2M+
Bonuses tracked
38,500
Players leveling up
120+
Cards supported
0%
Missed deadlines*
HOW IT WORKS
Three levels between you and free money.
LVL 01
Add your cards
Connect existing cards or drop in a new signup offer. We fetch the bonus, the spend target, and the clock automatically.
LVL 02
Chase the spend
Watch your progress bar fill in real time as purchases post. Get nudges before you fall behind pace.
LVL 03
Cash the bonus
Hit the target, unlock the badge, and bank the reward. Then pick your next quest from the leaderboard.
ACTIVE QUESTS
Every bonus, tracked like a quest log.
Amex Gold
EASY
$750
$1,350 / $3,000 · 62 days left
Capital One Venture X
GRIND
$1,200
$1,600 / $8,000 · 71 days left
Chase Ink Preferred
CLOSE
$1,000
$4,600 / $5,000 · 6 days left
POWER-UPS
Built to make the grind fun.
01
XP and streaks
Earn points for every milestone hit and build a streak for staying on pace across all your cards.
02
Deadline alerts
Smart nudges before spend windows close, so you never leave a bonus on the table.
03
Unlockable badges
Collect badges for first bonus, five-card combo, and perfect-pace streaks worth showing off.
04
Auto-tracked spend
Link your cards and let PerkZap tally spend toward each bonus automatically, no spreadsheets.
05
Payoff planner
Get a suggested order of quests based on deadlines, bonus size, and your everyday spend.
06
Lifetime earnings
See your total bonus haul over time, and brag rights on how much free travel you have banked.
TOP EARNERS
This month’s leaderboard.
01
Jordan M.
$8,450
02
Priya K.
$7,120
03
Devon T.
$6,890
04
Sam R.
$5,940
READY PLAYER ONE
Start your first quest today.
Join thousands of players turning credit card bonuses into real cash and free travel. Free to start, no credit check required.
FAQ
Questions before you press start.
Is PerkZap free to use?
Yes. Tracking your bonuses, spend progress, and deadlines is free. Premium unlocks advanced payoff planning and priority alerts.
Do you link directly to my bank?
You can connect accounts securely through a read-only bank connection, or track spend manually if you prefer to stay hands-on.
What happens when I hit a bonus?
You unlock a badge, bank the XP, and PerkZap suggests your next best card based on what is trending and your spend habits.
Is this financial advice?
No. PerkZap is a tracking and gamification tool. Always review card terms and your own finances before applying for new credit.